Permanent Plans - Think Pension. Think Permenent.

Member: Philippine Federation of Pre-Need Plan Companies, Inc.

We, at Permanent Plans, consistently thrust our services to every client's needs, offering the following high caliber products:

DECA

COMPREHENSIVE

JUVENILE

ORDINARY

EDUCATIONAL PENSION PROGRAM

Educational Plans

Special Anticipated Fund for Education

Primary

Secondary

Tertiary

Comprehensive Retirement Plans

Company retirement fund based on Republic Act 7641 (RA7641)
Guaranteed income retirement planning
Elder Planning

Real Estate Plan

Real Property Down Payment Fund
Mortgage Redemption Insurance
Home Equity

Financial Plan

Private financial aid

Medical Plan

Health Care Planning

General Insurance Plan

Creation of inheritance or estate funds
Estate planning for future Family Security
Comprehensive Life Protection

	Assignability/Transferability	The planholder may assign or transfer his rights or benefits to another person.
	Reinstatement	The planholder is given 2 years to reinstate a lapsed plan.
	Cash Surrender Value	The planholder may avail himself of cash values if he opts to surrender the plan before it matures and while the planb is in-force.
	Co-insured Insurance Coverage	The planholder may have a co-planholder insurance option, which will waive all installments if the designated co- planholder passes away during the savings period (not applicable for Ordinary Pension Agreement).

Deca

Comprehensive

Juvenile

Ordinary

Standard Plan Features

Balance Paid
Upon Death

Cash Benefits
Upon Death based on SMV
(Subscribed Maturity Value)

Return of Investment
upon death
(with Co-planholder Option)
Return of Contract Price
upon death
(with Co-Equal Option)

Cash Benefits
Due to Accidental Death
based on SMV
(Subscribed Maturity Value)

-or-

Cash Benefits
Due to Accidental
Dismemberment
based on SMV
(Subscribed Maturity Value)

Waiver of Installments
Upon Disability

Cash Benefits Due to Total
and Permanent Disability
per 1,000 of SMV
(Subscribed Maturity Value)

Cash Memorial Assistance
(10% of SMV/CSV/50,000 maximum)

Co-planholder Insurance
Coverage Option

Standard Plan Features

Balance Paid
Upon Death

Return of Investment
upon death
(with Co-planholder Option)
Return of Contract Price
upon death
(with Co-Equal Option)

Cash Benefits
Due to Accidental Death
based on CP

-or-

Cash Benefits
Due to Accidental
Dismemberment
based on CP

Waiver of Installments
Upon Disability

Cash Benefits Due to Total
and Permanent Disability
per 1,000 of CP

Cash Memorial Assistance

Co-planholder Insurance
Coverage Option

Standard Plan Features

Balance Paid
Upon Death

Return of Investment
upon death
(with Co-planholder Option)
Return of Contract Price
upon death
(with Co-Equal Option)

Cash Benefits
Due to Accidental Death
based on CP

Cash Memorial Assistance

Co-planholder Insurance
Coverage Option

Standard Plan Features

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